Understanding Senior Scams - Protect Yourself

Don't Fall Victim:
Understanding and Preventing Senior Scams

Empowering seniors with the knowledge to recognize, avoid, and report common scams. Your security is our priority.

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Common Scams Targeting Seniors

Government Impersonation

Scammers pose as IRS agents, Social Security, or Medicare officials to demand personal information or fake payments.

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Grandparent Scam

A caller pretends to be a grandchild in distress, needing urgent money. They often ask for secrecy.

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Tech Support Scams

Fake pop-ups or calls claim your computer is infected, urging you to pay for nonexistent repairs or grant remote access.

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How to Identify a Scam

Watch Out for These Red Flags:

  • Urgency & Pressure: Scammers create a sense of immediate need, demanding quick action or payment.
  • Secrecy Required: They tell you not to tell anyone, especially family or bank officials.
  • Requests for Personal Info: Asking for Social Security numbers, bank details, or passwords over the phone or email.
  • Unusual Payment Methods: Demanding payment via gift cards, wire transfers, or cryptocurrency.
  • Impersonation: Claiming to be from a known agency (IRS, Social Security, police) but providing suspicious details.
  • Too Good To Be True: Offers of prizes, inheritances, or investment returns that seem unrealistic.

What to Do If You Suspect or Are a Victim of a Scam

  1. Stop Communication: Hang up the phone or close the email/website immediately. Do not respond further.
  2. Do Not Send Money: If you haven't sent money or provided financial information, do not. If you have, proceed to the next steps.
  3. Contact Your Bank/Financial Institution: If you shared bank account numbers, credit card details, or sent money, contact your bank immediately to report fraud and potentially stop or reverse transactions.
  4. Report the Scam:
    • To the Federal Trade Commission (FTC) at ReportFraud.ftc.gov
    • To your local police department.
    • If impersonating a specific agency, report it to that agency (e.g., Social Security Administration OIG).
  5. Talk to Someone You Trust: Share the experience with a family member, friend, or caregiver. Support is crucial.

Helpful Resources & Helplines

Federal Trade Commission (FTC)

The primary agency for reporting fraud and finding consumer information.

Consumer Financial Protection Bureau (CFPB)

Provides resources on protecting your finances, including from scams.

National Elder Fraud Hotline

A U.S. Department of Justice resource for reporting and getting help with elder fraud.

Call: 833-FRAUD-11 (833-372-8311) (Hours may vary, check website)

AARP Fraud Watch Network

Provides resources, scam alerts, and a helpline for victims and those wanting to learn more.

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